Rick Hetzel and Cheryl Mothes strongly believe in philanthropy and in giving of oneself for the welfare of others. They unselfishly donate their time and financial resources to several charities in the Cape Girardeau area as well as Southeast Missouri State University.
"We love supporting our church, the Humane Society of Southeast Missouri, the Safe House for Women, Zonta Club, United Way, SEMO Alliance for Disability Independence and Southeast Missouri Network Against Sexual Violence. There are so many great organizations in our community," says Cheryl.
With a little help from the Southeast Missouri University Foundation, Rick and Cheryl recently found a way to increase the size of their bequest to the University and a few other charities - just by changing their method of giving.
"Rick and I purchased a life insurance policy to support three charities upon our passing, and one policy will fund a scholarship in Rick's name for the Department of Criminal Justice and Sociology at Southeast. The life insurance policy not only allowed us to support these charities, but it enabled us to increase bequests to other charities we support, including the Department of Nursing at Southeast. Director of Planned Giving Trudy Lee connected us with the Renaissance Charitable Foundation, who administers the policy and will manage the distributions when the time comes," explains Cheryl.
"By utilizing the life insurance gift and leaving this policy to three charities, it allowed me to increase the portion of my trust that will go to the Foundation on behalf of the Department of Nursing. The life insurance method is a great tool!" Cheryl says.
What's even more amazing about Rick and Cheryl's contributions to the University is the fact neither of them attended Southeast. Rick earned his undergraduate degree in business from Columbia College and a master's degree in administration of criminal justice from Webster University. He is now a businessman involved in real estate investments, international golf travel and Internet publishing. Cheryl has a bachelor's degree in nursing from Pittsburg State University, a master's degree in nursing from Wichita State University and a Master of Business Administration degree from Washington University. She is now a financial advisor with Edward Jones.
Although they didn't attend Southeast, both Rick and Cheryl say they have seen the impact an education from Southeast provides for both the students and the community. Their planned gifts supporting their respective programs will help the University continue to fulfill its educational mission, even after Rick and Cheryl have passed on.
"I am very pleased to have been afforded the opportunity to serve my country through the United States Army and my service in law enforcement," says Rick. "As a former chief of police in Cape Girardeau, I had the privilege of working with many law enforcement officers who graduated from the criminal justice program at Southeast or who attended the Law Enforcement Academy at Southeast. It is my hope this scholarship program will assist future generations who wish to continue to serve and protect our citizens and communities through law enforcement careers."
"Though I didn't attend Southeast, as a former nurse and hospital administrator at Saint Francis Medical Center, I was impressed with the University's nursing department and know how instrumental the nursing programs in our community are to elevating patient care to the highest standards. Nursing is a fabulous profession, and I want to always support those who care for others, so it was an easy decision to include the nursing program in our estate plan," Cheryl says.
"We know charities depend on and greatly need our contributions in an ongoing way, so we didn't want to reduce the giving we currently provide. The life insurance method provides tremendous ‘leverage' in that many times the amount we pay in a premium each year will go to the charity, and the premium is also tax deductible," explains Cheryl.
Looking to the future, Rick and Cheryl say their plans are simple: to work toward achieving their career goals while continuing to serve their organizations and those in need.
In their spare time, Rick and Cheryl enjoy hiking, biking, golfing and, obviously, volunteering. The couple resides in Cape Girardeau, Mo.