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35 Years of Helping Southeast Students Is Not Enough


Alberta and Neil Dougan

"It's a family thing," says Alberta Macke Dougan of her support and loyalty to Southeast Missouri State University. Alberta's mother graduated from what became University High, her brother attended Southeast and her sister graduated from the University. Her husband, Neil, attended Southeast until he was called to serve in the Vietnam War. When he returned from Vietnam he enrolled in several night courses, but his work frequently took him out of town, making it difficult to complete courses.

Alberta graduated from Southeast with a degree in education. "My experiences and opportunities at Southeast prepared me for the success in my chosen field of education," Alberta says, "but also offered the opportunity for growth through participation in campus activities."

The Start of a Fulfilling Career
Shortly after graduation, Alberta taught in the Jackson School District and then at Hickman High School in Columbia, Mo., before she returned to Southeast in 1971 when she and Neil were married. She became a faculty member at the University High School that same year. When the school was closed in 1986, she became a member of the department of history where she continued to work with students who were preparing to teach history/social studies at the middle and secondary levels and with the secondary teachers who supervised them.

In addition to teaching, Alberta also served as chair of the department of history, as interim chair of the department of middle and secondary education, and as chair of the faculty senate. She retired from Southeast in 2006.

Throughout her teaching career, Alberta collected priceless memories. "As a faculty member, having the opportunity to see the students mature into productive citizens and professionals made it all worthwhile," she says.

Sharing Their Passions
Because of their experiences at Southeast and the University's importance to their family, Neil and Alberta believe strongly in providing scholarship support so that students may have some of the same opportunities they did. "Because I'm interested in beautification and ecology, I wanted to support the horticulture program," Neil says. "I want students to move beyond malls and the Internet to improve their surroundings ecologically and visually. It seems to be a worthwhile use of the funds."

As for Alberta, offering a scholarship in history and social studies was her obvious choice. "I want the scholarship to support history graduate students (or exceptional undergraduate students) with resources to assist them in research that may include travel to get the whole experience," she says.

Neil and Alberta don't want their support to be limited to the here and now, they also want to impact future generations. In addition to the two endowed scholarships they have established that are helping students today, they established a charitable remainder trust with a real estate gift. This trust will pay an income to them for life and the remainder in the trust will add to these two endowments to provide even more support for future students.

They say providing support to Southeast through scholarships was an easy decision to make. "We could afford to help students," Neil says. "Plus, I'm married to a woman who made her career at Southeast, and it's a good thing to do."

Just as Alberta made a lasting impression on students though her teaching, Alberta and Neil want to provide others, through their charitable giving, an opportunity to obtain an education that will truly make a difference in their lives like it has for the two of them.

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A charitable bequest is one or two sentences in your will or living trust that leave to the Southeast Missouri University Foundation a specific item, an amount of money, a gift contingent upon certain events or a percentage of your estate.

an individual or organization designated to receive benefits or funds under a will or other contract, such as an insurance policy, trust or retirement plan

"I, [name], of [city, state, ZIP], give, devise and bequeath to Southeast Missouri University Foundation, Cape Girardeau, Missouri, 63701, [the sum of _____] or [_____% of the rest, residue and remainder of my estate, both real and personal] for its charitable purposes in support of Southeast Missouri State University [for its unrestricted use] or [to establish the _____________ Fund]."

able to be changed or cancelled

A revocable living trust is set up during your lifetime and can be revoked at any time before death. They allow assets held in the trust to pass directly to beneficiaries without probate court proceedings and can also reduce federal estate taxes.

cannot be changed or cancelled

tax on gifts generally paid by the person making the gift rather than the recipient

the original value of an asset, such as stock, before its appreciation or depreciation

the growth in value of an asset like stock or real estate since the original purchase

the price a willing buyer and willing seller can agree on

The person receiving the gift annuity payments.

the part of an estate left after debts, taxes and specific bequests have been paid

a written and properly witnessed legal change to a will

the person named in a will to manage the estate, collect the property, pay any debt, and distribute property according to the will

A donor advised fund is an account that you set up but which is managed by a nonprofit organization. You contribute to the account, which grows tax-free. You can recommend how much (and how often) you want to distribute money from that fund to Southeast or other charities. You cannot direct the gifts.

An endowed gift can create a new endowment or add to an existing endowment. The principal of the endowment is invested and a portion of the principal’s earnings are used each year to support our mission.

Tax on the growth in value of an asset—such as real estate or stock—since its original purchase.

Securities, real estate or any other property having a fair market value greater than its original purchase price.

Real estate can be a personal residence, vacation home, timeshare property, farm, commercial property or undeveloped land.

A charitable remainder trust provides you or other named individuals income each year for life or a period not exceeding 20 years from assets you give to the trust you create.

You give assets to a trust that pays our organization set payments for a number of years, which you choose. The longer the length of time, the better the potential tax savings to you. When the term is up, the remaining trust assets go to you, your family or other beneficiaries you select. This is an excellent way to transfer property to family members at a minimal cost.

You fund this type of trust with cash or appreciated assets—and may qualify for a federal income tax charitable deduction when you itemize. You can also make additional gifts; each one also qualifies for a tax deduction. The trust pays you, each year, a variable amount based on a fixed percentage of the fair market value of the trust assets. When the trust terminates, the remaining principal goes to Southeast as a lump sum.

You fund this trust with cash or appreciated assets—and may qualify for a federal income tax charitable deduction when you itemize. Each year the trust pays you or another named individual the same dollar amount you choose at the start. When the trust terminates, the remaining principal goes to Southeast as a lump sum.

A beneficiary designation clearly identifies how specific assets will be distributed after your death.

A charitable gift annuity involves a simple contract between you and Southeast where you agree to make a gift to Southeast and we, in return, agree to pay you (and someone else, if you choose) a fixed amount each year for the rest of your life.

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