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The Adventure of a Lifetime

Mannat

Mannat was able to go on the adventure of a lifetime by studying abroad in Spain.

When Mannat completed school in Prune, India, she set a goal of expanding her horizons and learning more about the world. Mannat explains that her parents taught her the importance of appreciating the different cultures and traditions; igniting her interest in learning different languages and better understanding the world.

After researching schools in the United States, Mannat was referred to Southeast Missouri State University by a Southeast alum. She ultimately chose Southeast because of the variety of courses offered, the diverse campus and the scholarship opportunities.

After declaring a double major in Spanish and Global Studies, Mannat set another goal: study abroad and put her Spanish skills, established at Southeast, into practice.

Mannat was soon packing her bags for León, Spain. León proved to be the adventure of a lifetime. Mannat improved her Spanish skills and studied the different cultures within Spain. Mannat reflects on some of her favorite travel memories.

Mannat

Mannat credits her experience in Spain with helping her become more confident.

"Every day my classmates and I would go to a small cafe nearby for breakfast. We would eat the same thing every day—Spanish tortilla, with a cup of coffee or freshly squeezed orange juice. During the evenings we would go out for tapas. I also adapted to the dinner timings in Spain, which were usually 10:00 or 11:00pm! 2:00-3:00pm was siesta time for the entire city!"

Mannat's adventure would not have been possible without scholarship support from loyal donors. This support has helped turn students' aspirations and drive into reality. This support helps them become alumni who improve the world around us.

"I am extremely grateful that I have had the opportunity to study abroad. Through my study abroad experiences I have become more confident. I have gained not only knowledge, but lifelong relationships, and a better understanding of the world."

You can make a difference in the lives of our students, like Mannat, with a gift. To learn more about making an impact on future Redhawks, contact Trudy G. Lee, Ed.D. at tglee@semo.edu or 573.651.5935 or 888.812.3769.

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A charitable bequest is one or two sentences in your will or living trust that leave to the Southeast Missouri University Foundation a specific item, an amount of money, a gift contingent upon certain events or a percentage of your estate.

an individual or organization designated to receive benefits or funds under a will or other contract, such as an insurance policy, trust or retirement plan

"I, [name], of [city, state, ZIP], give, devise and bequeath to Southeast Missouri University Foundation, Cape Girardeau, Missouri, 63701, [the sum of _____] or [_____% of the rest, residue and remainder of my estate, both real and personal] for its charitable purposes in support of Southeast Missouri State University [for its unrestricted use] or [to establish the _____________ Fund]."

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A revocable living trust is set up during your lifetime and can be revoked at any time before death. They allow assets held in the trust to pass directly to beneficiaries without probate court proceedings and can also reduce federal estate taxes.

cannot be changed or cancelled

tax on gifts generally paid by the person making the gift rather than the recipient

the original value of an asset, such as stock, before its appreciation or depreciation

the growth in value of an asset like stock or real estate since the original purchase

the price a willing buyer and willing seller can agree on

The person receiving the gift annuity payments.

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A donor advised fund is an account that you set up but which is managed by a nonprofit organization. You contribute to the account, which grows tax-free. You can recommend how much (and how often) you want to distribute money from that fund to Southeast or other charities. You cannot direct the gifts.

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Securities, real estate or any other property having a fair market value greater than its original purchase price.

Real estate can be a personal residence, vacation home, timeshare property, farm, commercial property or undeveloped land.

A charitable remainder trust provides you or other named individuals income each year for life or a period not exceeding 20 years from assets you give to the trust you create.

You give assets to a trust that pays our organization set payments for a number of years, which you choose. The longer the length of time, the better the potential tax savings to you. When the term is up, the remaining trust assets go to you, your family or other beneficiaries you select. This is an excellent way to transfer property to family members at a minimal cost.

You fund this type of trust with cash or appreciated assets—and may qualify for a federal income tax charitable deduction when you itemize. You can also make additional gifts; each one also qualifies for a tax deduction. The trust pays you, each year, a variable amount based on a fixed percentage of the fair market value of the trust assets. When the trust terminates, the remaining principal goes to Southeast as a lump sum.

You fund this trust with cash or appreciated assets—and may qualify for a federal income tax charitable deduction when you itemize. Each year the trust pays you or another named individual the same dollar amount you choose at the start. When the trust terminates, the remaining principal goes to Southeast as a lump sum.

A beneficiary designation clearly identifies how specific assets will be distributed after your death.

A charitable gift annuity involves a simple contract between you and Southeast where you agree to make a gift to Southeast and we, in return, agree to pay you (and someone else, if you choose) a fixed amount each year for the rest of your life.

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